Dependable High-Yield Checking Accounts

Hats off to three banks that haven’t succumbed to the temptation to lower the rates or reach of their high-yield checking accounts this spring or summer.

Bank of the Sierra, Patiot and Ouachita Independent are still paying more than 4% and offering their reward checking accounts, as they’re often called, nationwide.

Of course you’ve got to live with all the special rules that come with this kind of checking account, such as making a minimum number of debit card purchases each month.

But try to find a bank offering 4% on a CD, even if you’re willing to tie your money up for five years or more. MORE

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