Earn 4.01% With easyGROW Checking
When we ran down our favorite high-yield checking accounts last week, Tiffani wrote in to say how happy she was with easyGROWchecking from First Bank & Trust.
The bank, with 16 locations in South Dakota and Minnesota, is paying 4.01% APY on deposits up to $25,000.
Earning that kind of interest isn’t easy. Even the best-paying 60-month CDs top out at 3.5% APY — and that’s for a five-year commitment.
First Bank & Trust’s rules and perks are pretty standard. You must make 10 check card purchases each month and you’re reimbursed for all fees when using other banks’ ATMs.
(If you’re unfamiliar with how these work, take a look at our ABCs of high-yield checking accounts).
Since easyGROW checking was launched May 4 it doesn’t have a long track record.
But the account’s available nationwide. The online application is pretty simple. And at least one Bankaholic reader gives it a hearty endorsement.
“I have to admit, I love not having to worry about whether or not an ATM is on my network,” Tiffani says, “and the interest is already starting to add up.”
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Dependable High-Yield Checking Accounts
Hats off to three banks that haven’t succumbed to the temptation to lower the rates or reach of their high-yield checking accounts this spring or summer.
Bank of the Sierra, Patiot and Ouachita Independent are still paying more than 4% and offering their reward checking accounts, as they’re often called, nationwide.
Of course you’ve got to live with all the special rules that come with this kind of checking account, such as making a minimum number of debit card purchases each month.
But try to find a bank offering 4% on a CD, even if you’re willing to tie your money up for five years or more. MORE
Related Posts:High-Yield Checking, Unlimited BalanceBank of Sierra 4.51% Reward CheckingOuachita Independent 4.01% CheckingThe Rewards Checking Honor RollSovereign Bank Checking $100 Bonus
Bank of America $50 Checking Bonus
Sign up for a personal checking account at Bank of America and receive a free $50 bonus. The minimum deposit needed to attain this bonus is only $100, so this is a very hot deal.
Offer expires 2/29/09.
Chase FREE $50 Checking Deal
Chase is running a FREE $50 bonus for opening a checking account. You will need to follow the link above and enter your email to get details. Keep in mind that direct deposit is required to qualify for the bonus.
Offer Details
To qualify for the reward you must open a new Chase Checking(SM) account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or other government benefits. The reward will be deposited into your new account within 10 days after the initial direct deposit has posted to your account. Limit one personal checking account-related reward/premium per customer, per calendar year.
$200 Bank Bonus for Citibank Checking Account
Stolen from Bank Wire:
Open a Citi Bank Regular Checking Account and get up to $200
Just open a Citibank Regular Checking Account by 8/31/06 and receive $100. Then link the account to any Citi Credit Card and pay your Citi Credit Card bill by simply transferring money from your checking account and receive an additional $100.
Come in today to speak with the manager of your nearby Citibank Financial Center or call 1-866-335-1229 and mention code MVR4. Don’t wait - the welcome offer expires 8/31/06.
This is an easy deal, in my opinion. I already have a Citi Dividends Credit Card, so I’m just gonna open a checking and link it to my card. Pretty much a free $200 bank bonus for about 10 minutes of effort. I think that’s worth it.
